Test Article From dropbox

Test Article From dropbox
Choosing a retirement plan can be a difficult task. While opting for a retirement plan, one needs to consider various factors such as income, lifestyle, desire to invest further, and so on. No two people are the same; therefore, there exist a variety of plans that one can choose from. Given below are the 10 best retirement plans one can opt for. To further understand the process, one must delve further into details. There are several aspects that go into formulating the best retirement plans. Broadly the retirement plans are classified based on how the profits are determined. The two categories are defined benefit and defined contribution plans. There are, however, certain retirement plans that imbibe in themselves the characteristics of both types of the plans. Such a mixture is usually termed as cash balance plans. Some of the 10 best retirement plans include IRA, 401k, SEP IRA, 457b plans, and the modified versions of them. IRAs and its modified forms fall under the Individual Retirement Plans. While 401k and thrift savings plans and their modifications comprise the employer sponsored retirement plans (or defined contribution plans). The SEP IRAs and the SIMPLE IRAs are usually the retirement plans for the self-employed or small business owners.

20 Black Friday tech deals to check out now

20 Black Friday tech deals to check out now
The Black Friday sale marks the biggest shopping bonanza with massive discounts on trending shopping and lifestyle categories. But millions of products are sold in the consumer electronic category alone, making it one of the bestselling segments throughout the shopping weekend. We have compared and listed the 20 best pre-sale estimates on the top branded tech deals you should check out this shopping season. Lenovo IdeaPad laptops Expect stellar discounts between $200 and $300 on the latest range of Lenovo IdeaPad laptops. Explore amazing hardware and software configurations with the IdeaPad S340 and IdeaPad Slim 7 series. Lenovo ThinkPad laptops Lenovo ThinkPad laptops are one of the most powerful computing systems for businesses and organizations that rely on powerful information and big data processing. Expect massive discounts of up to 50% on the ThinkPad X1 and T490s series with early-bird offers. iPhone trade-in deals Get massive discounts of up to $900 on the iPhone 12 series with exciting trade-in offers sponsored by AT&T and Sprint networks. Qualifying customers can save up to $700 on preactivated trade-in deals with the networks. MacBook offers Apple lovers can expect discounts from $200 o $250 on select MacBook laptops with the Pro and Air series.

10 best laptop deals expected for Black Friday 2022

10 best laptop deals expected for Black Friday 2022
Black Friday, one of the biggest sales events, is only a month away; however, there is no harm for shoppers in starting preparations as many electronics brands have already begun announcing offers and discounts for products like laptops. Knowing what deals you can expect and which brands will be on sale can help you save up for purchases. Read on to learn about 10 laptop sales and offers you can expect on Black Friday 2022. HP Pavilion 14-inch laptop HP is one of the most popular electronics brands worldwide, offering numerous laptops, mouses, hard disks, and other accessories. Some of their popular models include the Envy 13, Zbook Studio G8, Elite dragonfly G2, and the EliteBook 840 G7. Another one of their popular models is the HP Pavilion 14-inch laptop that comes with a full HD touchscreen, a powerful processor, 4 GB RAM, and a 128 GB SSD. HP always has some of the best deals available during the shopping season, and you can bag massive discounts via the brand’s official website and other shopping portals. Dell XPS 13 Dell is another famous brand with relatively popular laptops. The brand offers the best features at affordable and accessible rates. One of their most popular models, the Dell XPS 13, comes with a touchscreen display, a top-notch chassis, an i5 processor, and excellent specs, including 8GB of TAM and 256 GB of storage data.

4 must-have footwear every man should own

4 must-have footwear every man should own
The shoes that a man wears can tell quite a lot about him. And every occasion or activity needs a certain type of apt footwear. Wearing the right pair of shoes when performing certain activities, such as hiking and running, is important. And if you wear the wrong footwear, you may even end up injuring yourself. Discussed herein are four types of men’s shoes that are needed for various occasions. Sneakers Of all footwear types that are currently available for men, sneakers are the most versatile. These shoes can be worn for working out, running, hiking, or even a casual outing. Brands like Adidas are known for making great-quality sneakers and trainers that you can take with you for any activity or journey! If you are looking for a good pair of sneakers, the NY 90 Stripes Shoes from Adidas are definitely to be considered. These shoes are made using recycled materials, so they are also good for the environment. Loafers Another common type of footwear that men can wear for semi- or business-casual occasions is the loafer. You can wear these shoes to work as they are acceptable for formal occasions as well. So, if you’re not a fan of dress and formal shoes, and would want to switch them out with something more comfortable, loafers are definitely the right choice.

4 fun activity ideas for Christmas

4 fun activity ideas for Christmas
Christmas is right on the horizon, and it might get difficult for some of you to hold onto your excitement. And rightly so, it is like the oscar of the festivals, where there’s family time, entertainment, and a lot of gifts and sweets. As much as we love keeping up the traditions, it doesn’t hurt to change things up a little. Here are a few ideas that can give you one more reason to celebrate the impending celebration. Have a gift wrapping race As the holiday season approaches, everyone gets busy shopping for gifts and then wrapping them. This year make this activity a full-fledged event. Inform everyone beforehand so that you all can arrange cardboard or plain boxes and Christmas cards on time. This will help you keep things a surprise for the giftee, and you can have a fun time seeing how lousy the packaging can get if there is a clock ticking in the background. DIY holiday cards If you’re looking for an activity that would keep everyone right from kids to grandparents occupied, this might be the one for you. Arrange a family day where you all sit around the table reminiscing about your older Xmas memories and favorite things about the holiday season.

4 party ideas for Xmas

4 party ideas for Xmas
Christmas is right on the horizon and it might be getting difficult for some of you to hold in your glee. After all, it is like the oscar of the festivals, there is some drama, some family time, some entertainment, and a lot of gifts and sweets. As much as we love keeping up the traditions, it doesn’t hurt to change things up a little. Here are a few ideas that can give you one more reason to celebrate the impending celebration Have a gift wrapping race Every year when the holiday season is around the horizon everyone gets busy shopping for gifts and then wrapping them. This year make an event out of it. Inform everyone beforehand so that you all can arrange cardboard or plain boxes and Christmas cards on time. This will help you keep things a surprise for the giftee and you can have a fun time seeing how lousy the packaging can get if there is a clock ticking in the background. DIY holiday cards If you’re looking for an activity that would keep everyone right from kids to grandparents occupied, this might be the one for you. Arrange a family day where you all sit around the table reminiscing about your older Xmas memories and your favorite things about the holiday season.

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Volvo XC90 – Features to note before the Black Friday sale

Volvo XC90 – Features to note before the Black Friday sale

The Volvo XC90 is a midsize hybrid SUV that combines everyday practicality with a touch of refinement. This model has a premium feel, thanks to its updated exterior styling and a thoughtfully upgraded cabin. Additionally, the car comes equipped with all-wheel drive across all variants, and its powertrain lineup includes turbocharged engines and a plug-in hybrid option. Those interested in the Volvo XC90 should consider its features to make an informed decision during the Black Friday sale. Pricing The starting price for the 2025 XC90 is set at over $58,000. Going up the trim level means buyers can expect to spend up to $83,000. The lineup has different starting prices for each trim level, with the T8 Ultra Bright Theme, T8 Plus Bright Theme, and T8 Core Bright Theme as the highest-cost models. At the lower end of the lineup’s price spectrum are B5 Core Bright Theme, B5 Plus Bright Theme, and B6 Core Bright Theme. Fuel economy The Volvo XC90 comes with all-wheel drive as standard, regardless of the powertrain. The entry-level models have a 2L 4-cylinder turbocharged engine producing 247 horsepower. The mid-level B6 variants deliver 295 horsepower. The higher T8 models are paired with a plug-in hybrid system, providing an electric range of up to 33 miles and a combined fuel economy of 58 mpg.
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5 Black Friday Mistakes To Avoid This Holiday Season

5 Black Friday Mistakes To Avoid This Holiday Season

5 Black Friday Mistakes To Avoid This Holiday Season Black Friday is upon us once again. It’s the day we all try to save a little money, get the best deals, and spend our entire day in stores trying to find one last bargain before the end of November. But many people end up overspending. If a Black Friday bargain has ever ripped you off, these tips will hopefully prevent anyone from becoming a victim too! Spending more than you can afford The foremost thing to do when planning for Black Friday is to set a limit on what you can afford to spend. Anything beyond this should be considered an impulse buy and avoided at all costs. Once you’ve decided how much money you want to spend on Black Friday, it’s crucial to stick with that number and avoid impulse buying. It means avoiding debt and spending more than what’s in your bank account — even if it seems like there isn’t enough left over after paying bills or other expenses such as rent or utilities! Saving all your shopping for Black Friday If you have not allotted a lot of money, this holiday season can be overwhelming. When you’re feeling overwhelmed, it’s easy to do something that will make things even more complicated:
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