Things to Know When Buying Medigap Plans

Things to Know When Buying Medigap Plans
You can get the best deals on Medicare health insurance policies during specific periods in the year. Similarly, there are some norms associated with the purchase of this insurance. As per the rules and regulations levied by Medicare, you’re not allowed to buy health insurance plans at the same rates around the year. This brings up the question, when is the best time to buy Medicare supplement plans? Read along to find out more about this. Buy on first eligibility The best time to get yourself a Medicare supplement plan is when you become eligible to make the purchase for the first time. The initial 6-month window is listed as the most favorable time to buy Medigap supplement plans from the official Medicare website. This window will open when you turn 65 years old and are already enrolled in the Medicare Part B (Medical Insurance). During this period, you can buy Medicare supplement plans that are sold in your state. You can make the purchase even if you have a pre-existing health condition. On the expiry of this 6-month period, you might not be allowed to purchase a Medicare supplement plan. Even if you are eligible for coverage, it might cost you a lot more than the original price of the policy.

Top 10 phone plans to explore for seniors

Top 10 phone plans to explore for seniors
In today’s digitally connected world, having a reliable phone plan is essential for seniors to stay in touch with family and friends, access information, and be alert for help in emergencies. However, not all phone plans are created equal, and seniors may have specific needs and preferences to consider when choosing a plan. To help seniors find the best phone plans that cater to their requirements, here are some top options to explore. Consumer Cellular Consumer Cellular is popular among seniors due to its straightforward pricing and excellent customer service. They offer affordable plans without contracts and various data, talk, and text options. Consumer Cellular also provides a 5% discount for AARP members, making it even more appealing to seniors on a budget. Jitterbug by GreatCall Jitterbug offers simplified smartphones and flip phones designed with seniors in mind. These devices have larger buttons, easy-to-read screens, and a straightforward menu. GreatCall’s phone plans include health and safety features like 24/7 access to medical professionals and urgent care services. While these plans may be pricier, the peace of mind they offer can be invaluable. T-Mobile Magenta 55+ Plan T-Mobile’s Magenta 55+ plan is an excellent option for tech-savvy seniors who want unlimited talk, text, and data at an affordable price.

6 advantages of home appliance warranty plans

6 advantages of home appliance warranty plans
Home appliance warranty plans are typically annual plans that offer coverage for replacing and repairing some of the major appliances and systems in the house. For this, a homeowner has to pay an annual fee that usually starts from a few hundred dollars and may go to over $1000, depending on the plan. The cost also includes the service charge of the professional technician visiting the house to evaluate the appliance’s repair and maintenance. Benefits of home appliance warranty plans Get financial protection The cost of repairing or replacing home appliances can turn out to be quite high. Besides, an unexpected breakdown of a system of appliances at home can disrupt one’s budget. A home appliance warranty plan works well in such situations. It offers the necessary financial protection by covering most of the cost of repairs and replacements for covered systems and appliances. So, instead of paying hefty replacement or repair bills or needing to purchase a new appliance, a homeowner can be assured that the warranty plan will cover all the expenses. Save more money with flat-rate fixes New homeowners usually depend on a home inspection team to determine the condition of kitchen appliances, water heaters, washers and dryers, and so on.

4 foods that help keep GERD at bay

4 foods that help keep GERD at bay
GERD, or gastroesophageal reflux disease, is a chronic acid reflux condition in which stomach acid repeatedly flows back into the tube connecting the mouth and stomach. This acid reflux can irritate the esophagus lining, causing other health complications. While it is common to experience acid reflux sometimes, it is still recommended to see a doctor. It is also essential to be careful of food choices, so here are some foods which keep GERD at bay. Ginger Known for its medicinal properties, ginger is one of the best herbs to consider when managing acid reflux. It is alkaline and is also known for its anti-inflammatory properties, making it a great choice of ingredient to add to vegetables, soups, and tea. It is learned that acid reflux also often happens due to an inflammation in the lower esophageal sphincter muscle, so ginger can provide some relief. Some ways to incorporate this in meals include adding crushed ginger to cooked vegetables, ginger paste, or even sliced ginger to soup and boiling a broth with this ingredient. Ginger tea is another clever way of getting the ingredient benefits without chewing on it by simply sipping on this hot brew slowly in the morning or evening.

Understanding the essentials about menopause

Understanding the essentials about menopause
Menopause is a stage at which the woman stops going through menstrual cycles. It is only considered menopause if you have not had your period for at least 12 months. In the US, the average age for it to occur is 51, but it can start as early as your 40s. It is a biological process that occurs naturally but, due to certain symptoms it causes, it can lead to disruptions in your daily schedule and life. Stages of menopause Menopause has three different stages, as given below. Perimenopause Before the actual menopause starts, the women’s body goes into the process of shifting from natural menstruation and ovulation cycle to permanent infertility. This stage is known as perimenopause. It generally starts in your 40s, but some women may experience it in their 30s too. The symptoms include irregular periods, sleep problems, and hot flashes. Menopause If you have not had your period in one year, then the perimenopause is over, and the actual menopause stage begins. You cannot get pregnant once you enter this stage. Postmenopause The years that follow are the postmenopause stage. The physical and emotional symptoms of menopause start to subside in most cases. You start to regain your energy levels and feel more emotionally stable.

6 foods that help clear congestion and boost lung health

6 foods that help clear congestion and boost lung health
Nutrition makes up for a considerable portion of a healthy lifestyle, where what kind of food one eats is paramount. Every disease, regardless of what it is, requires the patient to be wary of what they eat, and there are always foods that are either acceptable or avoidable. The same goes for lung health. Therefore, given below are some common foods that help reduce congestion, boost lung health, and should be included in daily meals. Peppers Peppers are rich in vitamin C and are known for their antioxidant properties. Studies suggest that eating a medium-sized sweet red pepper can give the body 169% of the recommended intake of vitamin C. This food is also known for decreasing inflammation in the body. Turmeric Turmeric is a well-known remedial herb used for traditional healing in Asian culture. It contains antioxidants and anti-inflammatory properties, which help heal the body and other health conditions. The main active turmeric compound, curcumin, is primarily known for its beneficial role in lung health. A study with 2,478 participants included consuming turmeric for research purposes, and the conclusive result stated that curcumin intake improves lung function in individuals. Green tea This particular beverage is known for its healing properties due to its high concentration of antioxidants and anti-inflammatory compounds.

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9 most common types of depression you should know about

9 most common types of depression you should know about

All of us feel low, upset, and unmotivated at some point in our life, but this isn’t classified as depression. Depression is a mood disorder that overshadows a person’s thoughts, feelings, and actions. Signs and symptoms of this grave disorder can range from feeling hopeless and tired to completely losing the will to live. There are several types of depression and they are listed below so you can understand depression and people suffering from it better. Major Depression (Clinical Depression) The hallmark trait of this type of depression is the constant feeling of sadness or loss of interest in social life or any outside stimuli. It often lasts for two weeks or more in which a person can experience symptoms such as hopelessness, fatigue, and suicidal thoughts. Dysthymia (Persistent Depressive Disorder) Dysthymia lasts for years and can disrupt daily life and interfere with personal and professional relationships. Individuals with dysthymia are often seen as dark, pessimistic, or complainers by others, and they have a hard time being happy in typically pleasant situations. Manic Depression (Bipolar Disorder) People with manic depression experience high degrees of mood swings. Their train of thought can take them from feeling euphoric to feeling suicidal in just a few weeks.
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Simple and practical guide points for expecting parents

Simple and practical guide points for expecting parents

Pregnancy is a new experience in every couple’s life, and one should understand a few things to ensure that the nine months are smooth and stress-free. Simply being prepared for pregnancy and looking forward to the joy of parenthood is not all there’s to childbirth. As a couple, you must understand, review, and adjust your lifestyle. Expecting mothers become their child’s nurturers and supporters from day one, but the expecting fathers, close relatives, and friends must also understand the key roles they will play right up to the due date. Here are a few simple family and pregnancy guide points to help you and your folks get started: Staying healthy Physical and mental wellbeing is extremely crucial for the expecting mother to ensure both her and the baby’s health. Diet plays a crucial role in this process, as the mother is now providing nutrition for the developing fetus as well as herself. As a family, you can take turns to ensure that the to-be mother is staying physically active, eating healthy and regularly, and not cultivating any bad habits. More importantly, family and loved ones should be prepared for the changes to come in the upcoming trimesters. Coping with changes – what to expect Morning sickness in the first trimester is quite common and can put a woman’s body under tremendous stress.
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