4 popular debit cards to consider using

4 popular debit cards to consider using
With cashless economies becoming the norm, debit card transactions have increased exponentially, and almost all major retailers across the country accept debit cards as a mode of payment. Their ease of use with other benefits and cashback options add to their appeal. Debit cards can also be used to withdraw cash instantly, which is especially useful when cash payment is the only option. Having the right debit cards is the key to enjoying maximum benefits. Empower Debit Card The Empower app, powered by AI and cutting-edge technology, has made finance management a breeze. It helps individuals with every aspect of financial planning, from investment and retirement to health savings. The company offers a cashback debit card, which provides 1% cashback on the first $1,000 spent using the debit card every month. Also, those who register for the card can additionally open a savings account. With the Empower Referral Rewards Program, one can receive a credit of $5 upon referring a friend to Empower. U.S. Bank Visa® Debit Card The U.S. Bank Visa® Debit Card has emerged as a popular, convenient option for users as it is accepted by millions of retailers in the country and has flexible autopay and recurring payment options.

Be wary of these common used car buying mistakes

Be wary of these common used car buying mistakes
Buying a used automobile comes with its risks and benefits. You buy cars for a lower on-road price and have the luxury of modifying them to your liking. But also, you need to verify every purchase-related factor as this is not a factory or dealership-sold vehicle. Also, it doesn’t matter if you are buying for the first time or have bought one before. Here are 5 used car buying mistakes to avoid. Not knowing your type of vehicle Not knowing what type of vehicle you need is one of the common mistakes to absolutely avoid. Don’t just browse the market and go for the cheapest deal. You should always start with a basic budget and compare automobile brands that offer vehicles for that purchase price. Also, price should not be the only determining factor as you must find a vehicle suitable for daily driving. For example, don’t buy a sports sedan when you actually should buy a large six SUV at that same price for family use. Not taking a test drive Used vehicles should always be taken for a long test drive. Remember, this vehicle has not come fresh from the factory manufacturing unit and is transported straight into the showroom.

20 high traffic stores for appliance deals this Black Friday

20 high traffic stores for appliance deals this Black Friday
You may love the old appliances in your home because they’re so reliable. But each one wears and tears over time and needs to be upgraded. And there’s no better time to upgrade to a new electronic essential for your home than the upcoming Black Friday sale. So after careful consideration of last year’s offers, we’ve put together a list of 20 online stores where you will find the best upcoming Black Friday deals. Wayfair In 2021, prices of kitchen appliances, like coffee makers and microwaves, were down by up to 80%, and this year might be no different. Amazon The e-commerce giant has never disappointed us during any Black Friday sales. We may see price drops by over $200 on robot vacuums, about 44% off cooking appliances, and up to 27% off blenders. Walmart Last year the website offered pressure cookers at 55% off, mini blenders available up to 24% off, and patio heaters for $400 off. We’re pretty sure we’re up for many more appliance deals this time around. Samsung Samsung experiments and creates brilliant appliances such as refrigerators, washers and dryers, and even gas and electric ranges. You might get these products up for up to 30% off or more this year.

Common types of investment advisors you can hire

Common types of investment advisors you can hire
Financial planning is a daunting and technically challenging task. Its execution is more difficult without the help of a professional. And that is one of the main reasons why you should find individual consultants and advisory agencies alike to help guide you for proper compliance with regulatory agencies. It doesn’t matter if you are an individual or own and run a business organization, the following certified professionals rank highly among the best investment advisors in the country, representing your case. Certified Financial Planner (CFP) For a broad range of investment services, you can consult with a Certified Financial Planner. These professionals have a general understanding of all investment and financial portfolios. CFPs help in holistic planning and execution of the financial plan to generate the maximum rate of return by diversifying your investment. Generally, CFPs are qualified to provide sound investment advice for taxation, insurance, estate, and retirement planning. Note that CFPs must take several exams and stay up to date, especially in their areas of specialization to provide certain niche planning and advisory services. Armed with all the technical expertise and the latest know-how about financial services, CFPs rank at the number one position among best investment advisors. Certified Public Accountant (CPA) CPAs are experts in taxes and accounting.

Four questions to ask before buying extended vehicle warranty

Four questions to ask before buying extended vehicle warranty
Vehicle service contracts also known as extended vehicle warranties are typically effective after the manufacturer warranty expires. This extended auto warranty covers major breakdowns and provides compensation for most repairs. Both, the automaker or a third-party administrator offer extended vehicle warranty. An extended vehicle warranty is important as it covers most repair jobs once the warranty provided by the manufacturer expires. This warranty comes especially handy when the manufacturer stops producing the make and model of your vehicle. This leads to a shortage of spare parts of your car, increasing its repair cost. While shelling this amount from your pocket can be heavy, an extended vehicle warranty will help you cover the same for an affordable premium. To ensure that you get the maximum benefit from your extended vehicle warranty, you need to research and ask the right questions. To help you make an informed decision, here are some questions you must ask while considering an extended vehicle warranty. Who is offering the extended vehicle warranty? A number of dealerships offer third-party warranties from insurance companies. However, this is not exactly a beneficial option. Instead, opt for an extended vehicle warranty backed by the automaker as a third-party warranty may only cover repairs at the dealership or dealership-sponsored repair shops.

3 amazing deals on popular gaming laptops

3 amazing deals on popular gaming laptops
With the shopping season on its way, top laptop manufacturers like Dell and Lenovo are offering unmissable deals on their gaming laptop models. It’s not just them; retailers like Newegg have currently rolled out this season’s top offers. So, if you think your current gaming laptop needs an upgrade, now is the time to get that model you wish-listed a month or so back. Here are our three picks among the best gaming laptop deals. Alienware m15 R4 The m15 R4 is sleek, fast, and a bit loud. But if you’re looking for a laptop that works hard and plays harder, this is the right choice. This gaming laptop is powered with the Nvidia GeForce RTX 3070 GPU, 1TB SSD storage, and 16GB RAM. It’s also lightweight thanks to the smart chassis and is equipped with an RBG keyboard and a smooth touchpad. However, its battery life is not much and the fans can get quite loud. This model’s original price is about $2900, but Dell is offering a discount of around $530 along with free shipping, and the chance to earn $140 in rewards. There is also a financing option that can be as cheap as approximately $72 per month.

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Volvo XC90 – Features to note before the Black Friday sale

Volvo XC90 – Features to note before the Black Friday sale

The Volvo XC90 is a midsize hybrid SUV that combines everyday practicality with a touch of refinement. This model has a premium feel, thanks to its updated exterior styling and a thoughtfully upgraded cabin. Additionally, the car comes equipped with all-wheel drive across all variants, and its powertrain lineup includes turbocharged engines and a plug-in hybrid option. Those interested in the Volvo XC90 should consider its features to make an informed decision during the Black Friday sale. Pricing The starting price for the 2025 XC90 is set at over $58,000. Going up the trim level means buyers can expect to spend up to $83,000. The lineup has different starting prices for each trim level, with the T8 Ultra Bright Theme, T8 Plus Bright Theme, and T8 Core Bright Theme as the highest-cost models. At the lower end of the lineup’s price spectrum are B5 Core Bright Theme, B5 Plus Bright Theme, and B6 Core Bright Theme. Fuel economy The Volvo XC90 comes with all-wheel drive as standard, regardless of the powertrain. The entry-level models have a 2L 4-cylinder turbocharged engine producing 247 horsepower. The mid-level B6 variants deliver 295 horsepower. The higher T8 models are paired with a plug-in hybrid system, providing an electric range of up to 33 miles and a combined fuel economy of 58 mpg.
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5 Black Friday Mistakes To Avoid This Holiday Season

5 Black Friday Mistakes To Avoid This Holiday Season

5 Black Friday Mistakes To Avoid This Holiday Season Black Friday is upon us once again. It’s the day we all try to save a little money, get the best deals, and spend our entire day in stores trying to find one last bargain before the end of November. But many people end up overspending. If a Black Friday bargain has ever ripped you off, these tips will hopefully prevent anyone from becoming a victim too! Spending more than you can afford The foremost thing to do when planning for Black Friday is to set a limit on what you can afford to spend. Anything beyond this should be considered an impulse buy and avoided at all costs. Once you’ve decided how much money you want to spend on Black Friday, it’s crucial to stick with that number and avoid impulse buying. It means avoiding debt and spending more than what’s in your bank account — even if it seems like there isn’t enough left over after paying bills or other expenses such as rent or utilities! Saving all your shopping for Black Friday If you have not allotted a lot of money, this holiday season can be overwhelming. When you’re feeling overwhelmed, it’s easy to do something that will make things even more complicated:
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