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Things to Know When Buying Medigap Plans

Things to Know When Buying Medigap Plans

You can get the best deals on Medicare health insurance policies during specific periods in the year. Similarly, there are some norms associated with the purchase of this insurance. As per the rules and regulations levied by Medicare, you’re not allowed to buy health insurance plans at the same rates around the year. This brings up the question, when is the best time to buy Medicare supplement plans? Read along to find out more about this. Buy on first eligibility The best time to get yourself a Medicare supplement plan is when you become eligible to make the purchase for the first time. The initial 6-month window is listed as the most favorable time to buy Medigap supplement plans from the official Medicare website. This window will open when you turn 65 years old and are already enrolled in the Medicare Part B (Medical Insurance). During this period, you can buy Medicare supplement plans that are sold in your state. You can make the purchase even if you have a pre-existing health condition. On the expiry of this 6-month period, you might not be allowed to purchase a Medicare supplement plan. Even if you are eligible for coverage, it might cost you a lot more than the original price of the policy.

8 superfoods that contribute to a healthy living

8 superfoods that contribute to a healthy living

Nutrient-dense foods that are considered beneficial for health are considered superfoods. These superfoods are packed with vitamins, minerals, and other essential nutrients that help achieve optimal health. They provide the body with ample antioxidants and assist the system in fighting off free radical damage. Including these superfoods regularly in the menu can help prevent the onset of chronic inflammation and other health conditions. Remember to choose high-quality, organic, and fresh options when possible. Before discussing eight popular superfoods, we highlight two lesser-known options for healthy living: spirulina and wheatgrass. Spirulina is a type of algae considered a great source of vitamins B1, B2, B3, iron, copper, magnesium, and other essential nutrients necessary for optimal body function. It has anti-inflammatory, antioxidant, and even anticancer properties that reduce the oxidative damage done to cells. In addition, spirulina promotes cardiovascular health, supports the immune system, provides allergy relief, and even maintains eye health. Wheatgrass is an excellent source of natural iron, selenium, magnesium, calcium, and vitamins A, C, E, K, and B6. Its extract is used to make a juice that promotes immunity, helps the body detox, and even prevents common diseases. Wheatgrass is commonly used for managing fever, cold, cough, common digestive problems, and even skin conditions.

9 questions to ask the doctor during a checkup

9 questions to ask the doctor during a checkup

Actively asking your doctor questions is one way through which you can know more about your health. It gives patients a safe space to discuss potential problems or special care needs they may have, so that a more comfortable healthcare experience can be curated. If one is too stressed to visit the physician on their own, they can take a trusted person along, and prepare a list of questions to ask the doctor. Am I at risk for any health issues? Discussing one’s lifestyle habits with the doctor (along with factors such as age and gender) can help set realistic expectations for health in the future. Doing so can also help recognize any risks or complications. Are there any additional screenings I need to undergo? Depending on one’s age and other factors, doctors may recommend additional tests or screenings such as lipid testing for cholesterol levels, hemoglobin A1c screening for diabetes, a colonoscopy, a PAP smear for cervical cancer, etc. When should I schedule my next appointment? Depending on one’s general health and lab test results, a person may be asked to return on a date sooner than their scheduled annual or bi-annual checkups. Are my physical tests (BMI, Blood pressure, heart rate/breathing signs) normal?

Foods and beverages to avoid for healthy teeth

Foods and beverages to avoid for healthy teeth

Following a thorough dental care routine is imperative for healthy teeth and gums. Many foods and beverages hinder oral health and cause problems like tooth decay, cavities, tooth abscess, chewing trouble, pain, and even gum diseases like gingivitis. On noticing any such tooth problems, one should alert the dentist. Depending on the symptoms, the expert may recommend treatments and other oral care tips to manage the condition and maintain healthy teeth. Worst foods and beverages for the teeth Various foods and beverages contribute to dental issues, which may cause severe discomfort if ignored. A common problem is plaque buildup, where a bacteria-filled sticky film gradually forms over the teeth. It is mainly caused due to sugary snacks, such as candy. Hence, one must ensure to avoid such foods. A few other examples are: Bread Bread might be a regular breakfast option, but it can cause tooth problems. When a person chews bread, the saliva breaks down the starch into sugar. Moreover, the bread turns into a gummy paste-like substance in the mouth, which sticks to the crevices between the teeth, causing cavities. Those who cannot do without bread may choose whole wheat varieties, as they contain fewer added sugars and do not break down easily.

8 foods to avoid with multiple myeloma

8 foods to avoid with multiple myeloma

Multiple myeloma (MM) is a plasma or white blood cell cancer. The primary function of plasma cells is to develop antibodies to help fight infections. However, in the case of MM, healthy cells convert to abnormal ones, causing the production of antibodies called M proteins and indicating MM’s onset. A healthy lifestyle and curated meal plan are essential while undergoing treatment. Here’s a list of some foods patients with multiple myeloma must avoid: Raw meat Raw meat contains harmful bacteria, such as E. coli, Salmonella, and Listeria, which can cause food poisoning and weaken the immune system. Such foods can worsen MM symptoms, as patients with this condition already suffer from low immunity. Unpasteurized milk Like raw meat, unpasteurized or raw milk also contains harmful bacteria like Campylobacter, E. Coli, Listeria, and Brucella. In addition, it can pose serious health risks to all individuals, particularly those already suffering from debilitating health conditions like MM. Deep-fried foods Fried foods contain high levels of trans and saturated fats, increasing one’s risk for lifestyle diseases like cholesterol and cardiovascular conditions. Since individuals with MM do not have healthy antibodies, they are more susceptible to such health risks than others. Thus, it is advisable for patients with MM to avoid deep-fried foods, replacing them with sauteed, steamed, or boiled alternatives.

7 warning signs of blood clotting disorder

7 warning signs of blood clotting disorder

Blood clotting or coagulation is an important bodily process that helps prevent excessive bleeding after an injury. It is a natural and crucial function of the body. But sometimes, the blood clotting can be abnormal, leading to various health issues. These complications point to blood clotting disorders caused by many factors, such as an underlying health condition, genetics, or certain treatments. Some early warning signs of such disorders are listed below. Inflammation and pain A common sign of blood clotting disorder is pain and swelling in the affected area. It could be anywhere in the body – the legs, arms, or other parts like the chest and abdomen. The skin may be discolored or appear red in the affected area and feel warm to the touch. Shortness of breath Since blood clotting may easily affect blood flow, one might experience shortness of breath. Besides, if the clotting forms in the lungs, it can lead to a severe condition called pulmonary embolism, which can be life-threatening if not diagnosed and treated immediately. Therefore, one should always be careful of sudden breathing issues or even those that develop gradually. Pain in chest If shortness of breath is also accompanied by pain in the chest, it could be a sign of a blood clotting disorder.

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Volvo XC90 – Features to note before the Black Friday sale

Volvo XC90 – Features to note before the Black Friday sale

The Volvo XC90 is a midsize hybrid SUV that combines everyday practicality with a touch of refinement. This model has a premium feel, thanks to its updated exterior styling and a thoughtfully upgraded cabin. Additionally, the car comes equipped with all-wheel drive across all variants, and its powertrain lineup includes turbocharged engines and a plug-in hybrid option. Those interested in the Volvo XC90 should consider its features to make an informed decision during the Black Friday sale. Pricing The starting price for the 2025 XC90 is set at over $58,000. Going up the trim level means buyers can expect to spend up to $83,000. The lineup has different starting prices for each trim level, with the T8 Ultra Bright Theme, T8 Plus Bright Theme, and T8 Core Bright Theme as the highest-cost models. At the lower end of the lineup’s price spectrum are B5 Core Bright Theme, B5 Plus Bright Theme, and B6 Core Bright Theme. Fuel economy The Volvo XC90 comes with all-wheel drive as standard, regardless of the powertrain. The entry-level models have a 2L 4-cylinder turbocharged engine producing 247 horsepower. The mid-level B6 variants deliver 295 horsepower. The higher T8 models are paired with a plug-in hybrid system, providing an electric range of up to 33 miles and a combined fuel economy of 58 mpg.

5 Black Friday Mistakes To Avoid This Holiday Season

5 Black Friday Mistakes To Avoid This Holiday Season

5 Black Friday Mistakes To Avoid This Holiday Season Black Friday is upon us once again. It’s the day we all try to save a little money, get the best deals, and spend our entire day in stores trying to find one last bargain before the end of November. But many people end up overspending. If a Black Friday bargain has ever ripped you off, these tips will hopefully prevent anyone from becoming a victim too! Spending more than you can afford The foremost thing to do when planning for Black Friday is to set a limit on what you can afford to spend. Anything beyond this should be considered an impulse buy and avoided at all costs. Once you’ve decided how much money you want to spend on Black Friday, it’s crucial to stick with that number and avoid impulse buying. It means avoiding debt and spending more than what’s in your bank account — even if it seems like there isn’t enough left over after paying bills or other expenses such as rent or utilities! Saving all your shopping for Black Friday If you have not allotted a lot of money, this holiday season can be overwhelming. When you’re feeling overwhelmed, it’s easy to do something that will make things even more complicated: