5 must-have car accessories

5 must-have car accessories
Car accessories can enhance the driving experience in many ways, from improving safety and convenience to adding entertainment and comfort. This article will introduce and discuss five popular car accessories – dashcams, GPS locators, car chargers, Bluetooth transmitters, and car jump starters. Each of these accessories offer unique benefits, help organize the adventure and make the drive more enjoyable and stress-free. Here are the different types, advantages, examples, and tips for choosing the best accessory. Dash cameras Dash cams are video cameras placed on the dashboard or windshield of a vehicle to capture the driver’s view of the road and store important footage in case of an accident or other mishap. These devices capture footage during regular driving sessions and after accidents. The Garmin Dash Cam 66W is an impressive dashcam loaded with impressive features. It can record at 1440p resolution and offers a 180-degree field of vision for clear images. Overall, this camera offers efficient performance for car owners who want a reliable camera system. GPS locators GPS locators are devices installed inside a car to monitor its position in real-time and store its location history. For instance, the Spytec GL300 GPS Tracker is an outstanding example of such a unit; it tracks precisely within 15 feet, has geofencing, and notifications via text or email for movement speeds and direction changes.

Top 5 tax-deductible charity contributions

Top 5 tax-deductible charity contributions
Donating to charities is a meaningful way for individuals to contribute to society and gain personal benefits. Unbeknownst to many, charitable contributions made in the country make an individual eligible for tax advantages, creating a win-win scenario. Contributions like cash donations, non-cash donations like clothing or household items, stocks, etc., can lead to tax benefits. Explore some tax-deductible charitable gifts and donations below to understand how to make a positive impact while enjoying financial advantages. Cash donations Cash donations are one of the simplest ways to contribute to charitable causes and get tax benefits. Cash donations can be made in various ways, including checks, credit cards, or through payroll deductions made by one’s employer. If one is donating cash to qualified public charities, it allows them a tax deduction of up to 60% of their adjusted gross income (AGI) in a year. Furthermore, making cash donations to private foundations allows individuals a tax deduction of up to 30% of their AGI. To claim tax deductions, one must keep records of their donations, such as bank statements, canceled checks, or receipts and acknowledgment letters from the charity. Non-cash donations Besides cash, donating goods such as clothing, furniture, or household items can also yield tax benefits.

4 common online banking scams and how to avoid them

4 common online banking scams and how to avoid them
Technology allows one to manage finances and make transactions within seconds using one’s phone. But on the flip side, technology makes it easy for people to fall prey to online banking scams. Scammers typically exploit credit and debit card users or people having payment applications on their phones. So, those using online banking should be wary of such scams and tread with caution. Here are some common online banking scams and how to avoid them. Phishing scams Phishing is when scammers send text messages and emails to individuals, persuading them to share their personal details. Such details may include passwords, account numbers, one-time passwords, etc. With such information, they access one’s email accounts and bank accounts and take away their money. Sometimes, these messages or emails may also ask one to click on a link provided to complete a certain action. The person’s account is hacked the moment this link is opened. So, one should never disclose personal information over text message or email, even if the sender appears genuine. If it seems like a bank-generated message, it is best to call up or visit the nearest bank branch and check with them if they had actually sent such a message.

6 common online shopping mistakes to avoid

6 common online shopping mistakes to avoid
Online shopping has become an increasingly preferred option for purchasing. The Internet has sites and applications that sell everything from daily needs to luxurious wants. However, the online shopping world has its pitfalls, some of which can alter a customer’s online shopping experience. Learning about mistakes is crucial to steer clear of potential pitfalls. This, in turn, will enable shoppers to make the most out of their shopping experience. Here are a few to avoid: Not reading description A critical mistake shoppers make when shopping online is not checking product descriptions. Product descriptions are sections that can provide buyers with essential information about the product. It can contain the item’s dimensions, features, material used, and potential care options. However, missing reading the description might cause the shopper to end up with a product that may not meet the customer’s requirements. Overlooking reviews Another mistake shoppers make during online shopping is failing to check product reviews. Reviews from other buyers provide valuable insight into the product’s quality, functionality, and durability. Ignoring these reviews will also mean the shoppers could be stuck with a product that does not meet their expectations. Taking the time to read reviews helps shoppers understand the product and adjust their expectations.

6 mistakes to avoid when using debit cards

6 mistakes to avoid when using debit cards
As many parts of the world are steadily moving toward a cashless economy, debit cards are becoming highly popular and accepted modes of payment. These cards can be used for shopping at all major retail stores and withdrawing money instantly. Also, most debit cards offer lucrative benefits, such as rewards, cashback, and no annual fees. But to get the most out of debit cards, it is important to avoid certain mistakes. 1. Using too many debit cards As different banks offer different deals and benefits on debit cards, many tend to use multiple cards to benefit from a variety of offers. But such deals and offers come with additional fees, so, the more cards one has, the higher the aggregate fee one would have to pay. These extra charges can increase the expenses. So, it’s best to have a maximum of three cards to avoid spending too much money on fees. 2. Using debit cards for big purchases A debit card uses the funds deposited in the cardholder’s bank account. So, if one tries to pay an amount that exceeds the total balance in the account, the transaction may bounce. For this reason, it’s best to use a credit card for large transactions so that one can repay the amount flexibly until the deadline.

Avoid these mistakes while booking sports tickets online

Avoid these mistakes while booking sports tickets online
With the internet boom, most people now prefer buying their tickets online. Not only is it convenient, but it also saves money—especially for those highly valued match tickets. Of course, this shift has been supported by making online infrastructure accessible to more people, allowing ticket prices and demand to soar like never before. However, in the hunt for the right tickets, people often end up making expensive blunders. Not verifying the seller One of the biggest mistakes people make when buying tickets today is not verifying the seller. Scammers make use of this to run their sinister ploys, resulting in major losses and a lot of frustration for ticket buyers. To avoid this, one must always verify the seller before they fill in any personal information or finalize their purchase. So, how does one do this? The best way to avoid these scams is to stick to reputable sources. Check the official ticketing or ticket resale partner for the event and only purchase from them. Ensure that these are reliable (often well-known) sites with many positive reviews. Lastly, check the prices of the tickets— if they look too high or too low compared to the official numbers, it may be a potential scam.

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Volvo XC90 – Features to note before the Black Friday sale

Volvo XC90 – Features to note before the Black Friday sale

The Volvo XC90 is a midsize hybrid SUV that combines everyday practicality with a touch of refinement. This model has a premium feel, thanks to its updated exterior styling and a thoughtfully upgraded cabin. Additionally, the car comes equipped with all-wheel drive across all variants, and its powertrain lineup includes turbocharged engines and a plug-in hybrid option. Those interested in the Volvo XC90 should consider its features to make an informed decision during the Black Friday sale. Pricing The starting price for the 2025 XC90 is set at over $58,000. Going up the trim level means buyers can expect to spend up to $83,000. The lineup has different starting prices for each trim level, with the T8 Ultra Bright Theme, T8 Plus Bright Theme, and T8 Core Bright Theme as the highest-cost models. At the lower end of the lineup’s price spectrum are B5 Core Bright Theme, B5 Plus Bright Theme, and B6 Core Bright Theme. Fuel economy The Volvo XC90 comes with all-wheel drive as standard, regardless of the powertrain. The entry-level models have a 2L 4-cylinder turbocharged engine producing 247 horsepower. The mid-level B6 variants deliver 295 horsepower. The higher T8 models are paired with a plug-in hybrid system, providing an electric range of up to 33 miles and a combined fuel economy of 58 mpg.
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5 Black Friday Mistakes To Avoid This Holiday Season

5 Black Friday Mistakes To Avoid This Holiday Season

5 Black Friday Mistakes To Avoid This Holiday Season Black Friday is upon us once again. It’s the day we all try to save a little money, get the best deals, and spend our entire day in stores trying to find one last bargain before the end of November. But many people end up overspending. If a Black Friday bargain has ever ripped you off, these tips will hopefully prevent anyone from becoming a victim too! Spending more than you can afford The foremost thing to do when planning for Black Friday is to set a limit on what you can afford to spend. Anything beyond this should be considered an impulse buy and avoided at all costs. Once you’ve decided how much money you want to spend on Black Friday, it’s crucial to stick with that number and avoid impulse buying. It means avoiding debt and spending more than what’s in your bank account — even if it seems like there isn’t enough left over after paying bills or other expenses such as rent or utilities! Saving all your shopping for Black Friday If you have not allotted a lot of money, this holiday season can be overwhelming. When you’re feeling overwhelmed, it’s easy to do something that will make things even more complicated:
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